Question 1. a. After digital signatures, disbursement will be transferred to your account within one business day. b. For assistance, contac...

Question 1. a. After digital signatures, disbursement will be transferred to your account within one business day.

b. For assistance, contact your loan officer or reply to this message directly.

c. We are pleased to confirm your personal loan application has been formally approved today.

d. Note that the offer expires in seven days and rates may adjust if lapsed.

e. Please review the attached agreement and upload required documents through the secure borrower portal.

A. c-a-e-d-b                        B. e-c-a-d-b                        C. c-e-a-d-b                        D. c-e-d-a-b

Question 2. a. Lisa: Don’t worry about it. I can work through this section on my own.

b. David: Then let me know if you change your mind. I’m free all evening.

c. David: Hey Lisa, I noticed you’re struggling with the physics assignment. Would you like some help?

A. c-b-a                        B. b-c-a                        C. c-a-b                        D. a-c-b

Question 3. a. Construction efforts subsequently led to the establishment of underground tunnels beneath major thoroughfares, fundamentally altering the city’s transportation infrastructure.

b. The initiative reflects Ho Chi Minh City’s commitment to sustainable urban mobility and reducing persistent traffic congestion.

c. Since its inception in the early 2010s, Ho Chi Minh City’s metro system has evolved into a transformative infrastructure endeavor.

d. Additionally, elevated railway sections were constructed along key corridors, connecting densely populated districts with commercial hubs.

e. These structural improvements were accompanied by the modernisation of station facilities, incorporating advanced ticketing systems and passenger amenities.

A. c-b-a-d-e                        B. c-a-d-e-b                        C. b-c-a-e-d                        D. c-d-a-b-e

Question 4. a. Sophie: That’s true, but online learning allows access to more global resources.

b. Sophie: Would you rather study at school or take online courses?

c. Sophie: I think combining both methods could lead to the best learning outcome.

d. Daniel: And it encourages self-discipline and digital collaboration, which are valuable skills.

e. Daniel: I like online classes for flexibility, but studying at school keeps me focused.

A. b-e-a-d-c                        B. a-c-b-e-d                         C. c-b-a-d-e                        D. a-b-d-c-e

Question 5. a. At the beginning of the academic year, I struggled to juggle multiple assignments and extracurricular activities simultaneously.

b. I tried to spread myself too thin, believing I could handle everything without proper planning or prioritization.

c. This lesson stuck with me and transformed how I approach my responsibilities in every aspect of life.

d. However, I ended up missing deadlines and disappointing both my teachers and myself with incomplete work.

e. Afterward, I learned to prioritize tasks and say no to commitments that would overwhelm my schedule.

A. a-d-b-e-c                        B. b-a-d-c-e                        C. a-b-d-e-c                        D. c-a-b-d-e